Insulation Rebates in Indiana (2026)

Find all insulation rebates and incentives available in Indiana for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Active HOMES Status (IN)

Active HEAR Status (IN)

1 Utility Programs

HEAR Insulation Rebate in Indiana

Status: Active

Indiana has not yet launched its HEAR program for insulation rebates. Check back for updates as the state finalizes its plan.

HOMES Rebate for Insulation in Indiana

Status: Active

Indiana's HOMES program is not yet available. When it launches, a insulation installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

Indiana State Programs for Insulation

Duke Energy Indiana Smart Saver Program

Duke Energy Indiana's energy efficiency rebate program offering incentives for heat pumps, smart thermostats, insulation, and home energy assessments for residential customers in Indianapolis and surrounding service territory.

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NIPSCO Home Energy Savings Program

NIPSCO's efficiency program providing rebates and incentives for heat pumps, insulation, programmable thermostats, and home energy audits for residential customers in northern Indiana.

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Indiana Weatherization Assistance Program

State-administered federal WAP program providing free weatherization services — air sealing, insulation, HVAC tune-ups — for income-eligible Indiana households through IHCDA and local community action agencies.

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Utility Insulation Rebates in Indiana

These utility companies in Indiana may offer additional rebates for insulation installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

Duke Energy Indiana

Income Eligibility for Insulation Rebates in Indiana

Your eligibility for the maximum insulation rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Indianapolis-Carmel-Anderson MSA	$72,000	$135,000
Fort Wayne MSA	$64,800	$121,500
South Bend-Mishawaka MSA	$64,000	$120,000

Calculate Your Insulation Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

Calculate My Rebate

Frequently Asked Questions

How much can I get for a insulation in Indiana?

In Indiana, you can receive up to varies through the HEAR program for a insulation if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in Indiana for insulation rebates?

The HEAR program status in Indiana is currently: Active. Check back for updates as Indiana finalizes its HEAR program rollout.

Can I combine insulation rebates with other incentives in Indiana?

Yes. In Indiana, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like Duke Energy Indiana Smart Saver Program, and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum insulation rebate in Indiana?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in Indiana. For example, in Indianapolis-Carmel-Anderson MSA, 80% AMI for a family of 4 is $72,000. Households between 80-150% AMI receive 50% of costs up to the cap.