Massachusetts Energy Rebates 2026
Massachusetts's federal HOMES and HEAR rebates are part of the DOE Home Energy Rebates program. We could not confirm from an official government source whether they are open to the public as of July 2026, so treat the amounts on this page as the federal framework and check with the administering agency first. The utility and weatherization programs listed further down this page are available today. The 25C and 25D federal tax credits expired December 31, 2025.
Program status and income limits on this page were last checked against official state and federal sources on . These programs change without notice.
HOMES Rebate Program in Massachusetts
Administered by: Massachusetts Clean Energy Center (MassCEC)
Federal allocation: $56 million
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
The Department of Energy Resources' own federal funding page still describes the application stage and states that DOE approval of the State Implementation Blueprint is required before the programs can launch. It does not announce that either program is open, and part of the delivery is planned through Mass Save. “DOE approval on the State Implementation Blueprint is required before programs can be launched.” Source: Massachusetts Department of Energy Resources (DOER).
Official HOMES Program PageHEAR (HEEHRA) Rebates in Massachusetts
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Official HEAR Program PageFind Pre-Screened Installers in Massachusetts
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Massachusetts State Incentive Programs
Mass Save
Massachusetts' flagship energy efficiency program, jointly administered by the state's gas and electric utilities, including National Grid, Eversource, Berkshire Gas, Cape Light Compact, Liberty Utilities, and Unitil. Mass Save funds no-cost home energy assessments, rebates on heating and cooling equipment, insulation, and water heaters, plus the HEAT Loan financing program.
Amount: $2,650/ton up to $8,500 for whole-home heat pump systems; $1,125/ton up to $8,500 for mini-splits; up to $1,500 for heat pump water heaters; 75–100% off insulation and air sealing costs
Learn moreMass Save Income-Eligible Program
Enhanced version of Mass Save for income-eligible households. Qualifying homeowners can receive significantly higher rebates and may be eligible for free equipment and installation at no cost, depending on household income and the recommended upgrades.
Amount: Free improvements for qualifying households, including no-cost heat pump installations (100% covered) and full weatherization services; moderate-income enhanced rebate up to $16,000 for heat pumps
Learn moreMassCEC Clean Heating and Cooling Program
Additional state incentives administered by the Massachusetts Clean Energy Center for ground-source (geothermal) heat pumps and certain air-source systems. This program complements Mass Save rebates for households installing higher-cost geothermal systems. Check MassCEC directly for current program availability and amounts, as this program has periodically opened and closed to new applications.
Amount: Up to $15,000 for ground-source heat pumps (standard); $25,000 for moderate-income. Verify current availability at masscec.com.
Learn moreMass Save HEAT Loan
The HEAT Loan program offers 0% interest financing for eligible energy efficiency and electrification upgrades completed through Mass Save. Available to Massachusetts homeowners and renters who complete a qualifying home energy assessment, the loan covers heat pumps, insulation, heat pump water heaters, and weatherization measures. No interest charged, you repay only what you borrow.
Amount: 0% interest financing up to $25,000; repayment terms vary by lender (typically 5–7 years)
Learn moreUtility Rebate Programs in Massachusetts
Mass Save (statewide)
The statewide programme behind almost every Massachusetts rebate. Whichever of the eight sponsoring utilities serves your address, you reach the same set of incentives through Mass Save, plus the 0% interest HEAT Loan and a no-cost home energy assessment.
National Grid (Massachusetts)
As a Mass Save sponsor, National Grid offers $2,650/ton up to $8,500 for whole-home heat pump installations, $1,125/ton up to $8,500 for mini-splits, 75–100% off insulation and air sealing, heat pump water heater rebates up to $1,500, and no-cost home energy assessments.
Eversource (Massachusetts)
Mass Save sponsor providing $2,650/ton up to $8,500 for qualifying whole-home heat pump systems, $1,125/ton for mini-splits, generous insulation rebates (75–100% off), and access to the income-eligible enhanced program (up to $16,000) throughout eastern Massachusetts and other service areas.
Cape Light Compact
Cape Light Compact is the Mass Save sponsor for Cape Cod and Martha's Vineyard. Customers have access to the same Mass Save rebate amounts ($2,650/ton up to $8,500 for whole-home heat pumps), plus income-qualified community-based offers that can cover 100% of air-source heat pump costs and up to $25,000 for ground-source systems. Oak Bluffs and Tisbury residents receive 100% insulation/air sealing coverage regardless of income.
Unitil (Massachusetts)
Unitil serves customers in Fitchburg and surrounding areas of north-central Massachusetts. As a Mass Save sponsor, Unitil customers qualify for the same heat pump rebates ($2,650/ton up to $8,500 whole-home, $1,125/ton for mini-splits), insulation incentives, HEAT Loan financing, and no-cost home energy assessments available through the statewide program.
Area Median Income (AMI) in Massachusetts
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| Middlesex County | $137,100 | $257,000 |
| Worcester County | $105,350 | $197,500 |
| Essex County | $106,800 | $200,200 |
| Bristol County | $89,700 | $168,100 |
| Plymouth County | $107,750 | $202,000 |
| Hampden County | $105,200 | $197,200 |
Eligibility is set by county and household size. The 80% figures are the HUD FY2026 income limits published for each county and are reproduced as-is. HUD does not publish a 150% limit, so that column is computed from the 80% limit; checked against Minnesota's official 2026 county table, the method lands within $200 on every county, but where your state publishes its own table, that table governs. Figures are for a 4-person household and change with household size.
Use Our Calculator to Check EligibilityBefore you spend money on this
Energy Rebate Calculator is an independent website. It is not affiliated with, endorsed by, or operated by the U.S. Department of Energy, Massachusetts, or any other government agency, and nothing on this page is an offer, an application, or a promise of payment.
Federal and state rebate programs launch, pause, change their amounts and run out of funds without notice, and eligibility rules differ by county, household size, housing type and sometimes by region within a state. Most programs also refuse to pay for work completed before their launch date. Figures here are published to help you understand roughly where you stand, not to be relied on as the final word.
Confirm your eligibility and the current terms directly with the administering agency, and get written confirmation, before you sign a contract or buy equipment. Where this page cites an official source, that source governs. If you spot something out of date on this page, tell us and we will correct it.
Data vintage. The rebate data on this page was last updated on . We publish this date so you can judge for yourself how current the figures are.
Frequently Asked Questions
What energy rebates are available in Massachusetts in 2026?
The $25,000 moderate-income geothermal figure comes from the Mass Save Ground Source Heat Pump enhanced rebate, not from MassCEC. MassCEC's current programmes cover buildings, workforce development, offshore wind and transportation, not homeowner heat pump rebates.
How much does Mass Save pay for a heat pump in 2026?
Mass Save pays $2,650 per ton of capacity for whole-home heat pump installations (replacing your fossil fuel heating system), up to a maximum of $8,500. For partial-home coverage or mini-splits, the rebate is $1,125/ton, also up to $8,500. Moderate-income households can receive up to $16,000. As of January 1, 2026, only heat pumps using R-32 or R-454B refrigerant qualify, R-410A systems are no longer eligible.
How much can I get from HOMES in Massachusetts?
MassCEC does not run a HOMES rebate programme. The federal Home Efficiency Rebates and HEAR programmes in Massachusetts are administered by the Department of Energy Resources, and were not accepting applications as of mid-2026.
What is Mass Save and how do I access it?
Mass Save is Massachusetts' statewide energy efficiency program run by the major utilities (National Grid, Eversource, Cape Light Compact, Unitil, and others). It offers $2,650/ton up to $8,500 for whole-home heat pump systems, up to $1,500 for heat pump water heaters, 75–100% off insulation, and free home energy assessments. Start by scheduling a no-cost assessment at masssave.com or call 1-866-527-7283.
Can I combine Mass Save rebates with federal IRA rebates in Massachusetts?
In most cases, yes. Mass Save rebates and federal HOMES/HEAR rebates can generally be combined, though total combined incentives typically cannot exceed 100% of project cost. A whole-home heat pump project could potentially receive up to $8,500 from Mass Save plus thousands more from HOMES, making deep retrofits significantly more affordable for income-eligible homeowners.
What is the Mass Save HEAT Loan and who qualifies?
The 0% Mass Save HEAT Loan, up to $25,000, requires the customer to own a 1 to 4 family residence and to complete a Home Energy Assessment. Renters are not eligible for the loan itself. Terms run up to 7 years depending on income.
What refrigerant should I look for when buying a heat pump in Massachusetts?
As of January 1, 2026, Mass Save only accepts rebate applications for heat pump systems using R-32 or R-454B refrigerants. Systems using the older R-410A refrigerant are no longer eligible for rebates. When getting quotes, confirm with your contractor that the equipment uses a next-generation refrigerant, this one detail can mean the difference between receiving or losing thousands in rebates.
I'm a Cape Light Compact customer, do I get the same Mass Save rebates?
Yes. Cape Light Compact is a Mass Save sponsor serving Cape Cod and Martha's Vineyard, so you have access to the same core rebate amounts as National Grid and Eversource customers, including $2,650/ton up to $8,500 for whole-home heat pumps and 75–100% off insulation. Cape Light Compact also offers enhanced community-based incentives for moderate-income customers (up to $16,000 for heat pumps) and 100% insulation/air sealing coverage for Oak Bluffs and Tisbury residents regardless of income.
How to Claim Your Massachusetts Rebates
