New York Energy Rebates 2026
New York is one of the most aggressive states in the country on clean energy, with $158 million in federal HOMES funding administered by NYSERDA and a deep bench of state programs. Between NY Clean Heat, EmPower+, and generous utility rebates, New Yorkers have access to some of the best stacking opportunities in the nation.
HOMES Rebate Program in New York
Administered by: New York State Energy Research and Development Authority (NYSERDA)
Federal allocation: $158 million
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
NYSERDA launched New York's HOMES program with rebates for whole-home energy efficiency improvements. The program uses a modeled energy savings approach, with higher rebates available for low- and moderate-income households. NYSERDA has integrated the program with its existing network of participating contractors.
Official HOMES Program PageHEAR (HEEHRA) Rebates in New York
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Official HEAR Program PageNew York State Incentive Programs
NY Clean Heat
Statewide program offering incentives for air-source and ground-source heat pumps in residential and commercial buildings. Incentives are provided through participating utilities and funded via the Clean Energy Fund.
Amount: Up to $14,000+ for ground-source heat pumps; up to $1,500/ton for air-source heat pumps (varies by utility)
Learn moreEmPower+
No-cost energy efficiency upgrades for income-eligible New Yorkers, including insulation, air sealing, lighting, and appliance replacement. Serves both homeowners and renters.
Amount: Free improvements (no cost to qualifying households)
Learn moreComfort Home Program
Provides incentives to builders and homeowners for new construction and gut renovation projects that meet high energy efficiency standards.
Amount: Up to $5,000 per unit for qualifying projects
Learn moreUtility Rebate Programs in New York
Consolidated Edison (Con Edison)
NYC's dominant utility offers up to $10,000 on central air-source heat pumps and a $1,000 instant rebate on heat pump water heaters — available to homeowners, renters, and individual condo/co-op owners.
National Grid (Upstate NY)
Serves upstate New York with NYS Clean Heat incentives for heat pumps and up to $1,250 on heat pump water heaters — available at Lowe's, Home Depot, and through participating contractors.
New York State Electric & Gas (NYSEG)
NYSEG offers among the highest heat pump rebates in the state — up to $10,000 for air-source and $18,000 for ground-source systems — plus $1,250 on heat pump water heaters.
Rochester Gas & Electric (RG&E)
Serving the Rochester metro, RG&E mirrors NYSEG's rebate structure with up to $10,000 for air-source heat pumps, $18,000 for geothermal, and $1,250 for heat pump water heaters.
Area Median Income (AMI) in New York
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| New York City (NYC Metro) | $105,920 | $198,600 |
| Albany-Schenectady-Troy | $63,200 | $118,500 |
| Buffalo-Cheektowaga | $57,350 | $107,500 |
| Poughkeepsie-Newburgh-Middletown | $73,600 | $138,000 |
| Rochester (Monroe County) | $62,150 | $116,500 |
| Syracuse (Onondaga County) | $57,200 | $107,250 |
Frequently Asked Questions
What energy rebates are available in New York in 2026?
New York offers a comprehensive set of energy rebates: federal HOMES rebates (up to $8,000) and HEAR point-of-sale rebates through NYSERDA, the NY Clean Heat program for heat pumps, EmPower+ for free upgrades for low-income households, plus utility rebates from Con Edison, National Grid, NYSEG, and RG&E. Many can be stacked for maximum savings.
How much can I get from HOMES in New York?
Through NYSERDA's HOMES program, low-income New York households (under 80% AMI) can receive up to $8,000, and moderate-income households (80–150% AMI) can receive up to $4,000 for qualifying whole-home energy retrofits. The actual amount depends on projected energy savings — greater improvements yield higher rebates.
What is the NY Clean Heat program and can I combine it with federal rebates?
NY Clean Heat is a statewide incentive program for heat pump installations, offering up to $14,000+ for ground-source systems and up to $10,000 for air-source systems through participating utilities (Con Edison, NYSEG, RG&E, National Grid). NY Clean Heat incentives can be combined with HOMES or HEAR federal rebates in many cases, though total combined incentives typically cannot exceed 100% of project costs. Note: the federal 25C home improvement tax credit expired December 31, 2025 and is no longer available for 2026 installations.
Am I eligible for EmPower+ in New York?
EmPower+ serves New Yorkers at or below 60% of the State Median Income. If you receive HEAP benefits, SNAP, SSI, or certain other public assistance, you may automatically qualify. The program provides free home energy improvements including insulation, air sealing, and appliance upgrades at no cost to you. Both homeowners and renters of 1–4 family homes can apply.
Is there still a federal heat pump tax credit in New York in 2026?
No. The federal Section 25C Energy Efficient Home Improvement Credit expired December 31, 2025 under the One Big Beautiful Bill Act (P.L. 119-21). New York residents cannot claim the 25C credit for 2026 installations. However, the HEAR point-of-sale rebate (up to $8,000 for heat pumps for income-qualified households) and NY Clean Heat utility rebates remain available and often deliver more value than 25C did.
Can renters in New York City get energy rebates?
Yes, with limitations. Income-eligible renters in 1–4 family NYC homes can receive free improvements through EmPower+ (with landlord consent for structural work). HEAR point-of-sale discounts on appliances like heat pump clothes dryers are available to renters directly without landlord involvement. Renters in large multifamily buildings (5+ units) should ask their building management about Con Edison's multifamily electrification program, which offers up to $5,000 per dwelling unit for building-wide conversions.
What's the difference between NY Clean Heat and the HEAR program?
NY Clean Heat is a state-funded utility rebate program — administered through Con Edison, NYSEG, RG&E, and National Grid — specifically for heat pump installations. The HEAR program (Home Electrification and Appliance Rebates) is federally funded through NYSERDA and provides point-of-sale discounts on heat pumps, heat pump water heaters, electric stoves, and electrical panel upgrades, but only for households at or below 150% AMI. They can be combined: use HEAR for the appliance discount and NY Clean Heat for the installation incentive on the same project.
How long does NYSERDA take to process rebates?
For HOMES rebates, expect 4–8 weeks from project completion and NYSERDA verification to payment. HEAR discounts are point-of-sale, so there is no post-installation wait. EmPower+ improvements are provided at no cost with no rebate check involved. To avoid delays, ensure your contractor submits all required documentation (invoices, energy audit results, installation confirmation) to NYSERDA promptly after project completion.
Can landlords in New York access energy rebates?
Yes. Landlords who own 1–4 family rental properties can access HOMES rebates (up to $8,000 if tenants are income-eligible), EmPower+ for income-qualified tenants, and NY Clean Heat utility rebates. For buildings with 5+ units, Con Edison's multifamily electrification program offers up to $5,000 per dwelling unit. Note: as of January 1, 2026, NYSEG and RG&E's Clean Heat residential rebates apply only to 1–4 unit properties.