Insulation Rebates in Kentucky (2026)

Find all insulation rebates and incentives available in Kentucky for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Active HOMES Status (KY)

Active HEAR Status (KY)

1 Utility Programs

HEAR Insulation Rebate in Kentucky

Status: Active

Kentucky has not yet launched its HEAR program for insulation rebates. Check back for updates as the state finalizes its plan.

HOMES Rebate for Insulation in Kentucky

Status: Active

Kentucky's HOMES program is not yet available. When it launches, a insulation installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

Kentucky State Programs for Insulation

LG&E and KU Energy Efficiency Programs

Louisville Gas & Electric (LG&E) and Kentucky Utilities (KU), both PPL Corporation subsidiaries, offer residential energy efficiency rebates for heat pumps, smart thermostats, and insulation. LG&E/KU programs can be stacked with federal HEAR rebates for additional savings.

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Kentucky Weatherization Assistance Program

Federally funded weatherization services delivered through local Community Action Agencies. Provides free insulation, air sealing, heating system repairs, and health/safety improvements for income-qualified households (at or below 200% of federal poverty level). Kentucky's older rural housing stock creates significant weatherization needs.

Learn more

Utility Insulation Rebates in Kentucky

These utility companies in Kentucky may offer additional rebates for insulation installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

Duke Energy

Income Eligibility for Insulation Rebates in Kentucky

Your eligibility for the maximum insulation rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Louisville-Jefferson County MSA	$69,760	$130,800
Lexington-Fayette MSA	$72,400	$135,750
Cincinnati-Norwood MSA (northern KY portion)	$80,000	$150,000

Calculate Your Insulation Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

Calculate My Rebate

Frequently Asked Questions

How much can I get for a insulation in Kentucky?

In Kentucky, you can receive up to varies through the HEAR program for a insulation if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in Kentucky for insulation rebates?

The HEAR program status in Kentucky is currently: Active. Check back for updates as Kentucky finalizes its HEAR program rollout.

Can I combine insulation rebates with other incentives in Kentucky?

Yes. In Kentucky, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like LG&E and KU Energy Efficiency Programs, and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum insulation rebate in Kentucky?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in Kentucky. For example, in Louisville-Jefferson County MSA, 80% AMI for a family of 4 is $69,760. Households between 80-150% AMI receive 50% of costs up to the cap.