Insulation Rebates in Maryland (2026)

Find all insulation rebates and incentives available in Maryland for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Approved_pending_launch HOMES Status (MD)

Approved_pending_launch HEAR Status (MD)

4 Utility Programs

HEAR Insulation Rebate in Maryland

Status: Approved_pending_launch

Maryland has not yet launched its HEAR program for insulation rebates. Check back for updates as the state finalizes its plan.

HOMES Rebate for Insulation in Maryland

Status: Approved_pending_launch

Maryland's HOMES program is not yet available. When it launches, a insulation installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

Maryland State Programs for Insulation

BGE Smart Energy Savers Program

BGE’s comprehensive rebate program offering some of the highest utility rebates in the region for heat pump water heaters (up to $1,600), smart thermostats (up to $100), home energy audits ($100, a $400 value), and Home Performance with ENERGY STAR (averaging $3,000 in rebates). Available now for BGE customers in the Baltimore metro and central Maryland.

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EmPower Maryland

Maryland’s energy assistance program providing free energy efficiency improvements — including weatherization, lighting, and HVAC upgrades — to low-income households. Administered by utilities in coordination with MEA. Eligibility is generally at or below 60% of state median income, or through participation in programs like MEAP or Medicaid.

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Maryland Energy Administration Programs

MEA oversees HEAR and HOMES federal rebate programs (conditional approval received; launch pending as of June 2026) plus state grant programs, clean energy incentives, and the Residential Energy Equity Grant. Subscribe for program updates at energy.maryland.gov.

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Utility Insulation Rebates in Maryland

These utility companies in Maryland may offer additional rebates for insulation installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

BGE (Baltimore Gas & Electric)

Pepco

Delmarva Power

Potomac Edison

Income Eligibility for Insulation Rebates in Maryland

Your eligibility for the maximum insulation rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Baltimore-Columbia-Towson MSA	$88,000	$165,000
Washington DC suburbs (Montgomery/Prince George’s counties)	$113,840	$213,450
Hagerstown-Martinsburg MSA	$65,600	$123,000

Calculate Your Insulation Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

Calculate My Rebate

Frequently Asked Questions

How much can I get for a insulation in Maryland?

In Maryland, you can receive up to varies through the HEAR program for a insulation if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in Maryland for insulation rebates?

The HEAR program status in Maryland is currently: Approved_pending_launch. Check back for updates as Maryland finalizes its HEAR program rollout.

Can I combine insulation rebates with other incentives in Maryland?

Yes. In Maryland, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like BGE Smart Energy Savers Program, and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum insulation rebate in Maryland?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in Maryland. For example, in Baltimore-Columbia-Towson MSA, 80% AMI for a family of 4 is $88,000. Households between 80-150% AMI receive 50% of costs up to the cap.