Insulation Rebates in Minnesota (2026)

Find all insulation rebates and incentives available in Minnesota for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Active HOMES Status (MN)

Active HEAR Status (MN)

1 Utility Programs

HEAR Insulation Rebate in Minnesota

Status: Active

Minnesota has not yet launched its HEAR program for insulation rebates. Check back for updates as the state finalizes its plan.

HOMES Rebate for Insulation in Minnesota

Status: Active

Minnesota's HOMES program is not yet available. When it launches, a insulation installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

Minnesota State Programs for Insulation

Xcel Energy Conservation Improvement Program (CIP)

Xcel Energy is required by Minnesota law to invest in customer energy efficiency. Xcel's CIP offers rebates for qualifying heat pumps, smart thermostats, insulation, and other efficiency improvements. These rebates are available to Xcel residential customers regardless of income and can be stacked with federal HEAR rebates.

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CenterPoint Energy Conservation Programs

CenterPoint Energy (natural gas) offers rebates for high-efficiency gas furnaces, water heaters, and home energy audits. For customers converting from gas to electric heat pumps, CenterPoint's program can help with the gas system tune-up side while federal HEAR covers the heat pump installation.

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Minnesota Weatherization Assistance Program

DOE-funded weatherization delivered through local Community Action Agencies. Provides free insulation, air sealing, heating repairs, and health/safety improvements for income-qualified households (at or below 200% of federal poverty level). Minnesota receives significant WAP funding given its cold climate and heating costs.

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Utility Insulation Rebates in Minnesota

These utility companies in Minnesota may offer additional rebates for insulation installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

Xcel Energy

Income Eligibility for Insulation Rebates in Minnesota

Your eligibility for the maximum insulation rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Minneapolis-St. Paul MSA	$86,640	$162,450
Duluth MN-WI MSA	$67,200	$126,000
Rochester MSA	$82,320	$154,350

Calculate Your Insulation Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

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Frequently Asked Questions

How much can I get for a insulation in Minnesota?

In Minnesota, you can receive up to varies through the HEAR program for a insulation if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in Minnesota for insulation rebates?

The HEAR program status in Minnesota is currently: Active. Check back for updates as Minnesota finalizes its HEAR program rollout.

Can I combine insulation rebates with other incentives in Minnesota?

Yes. In Minnesota, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like Xcel Energy Conservation Improvement Program (CIP), and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum insulation rebate in Minnesota?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in Minnesota. For example, in Minneapolis-St. Paul MSA, 80% AMI for a family of 4 is $86,640. Households between 80-150% AMI receive 50% of costs up to the cap.