Mississippi Energy Rebates 2026
Mississippi homeowners in 2026 can access federal HEAR and HOMES rebates administered by the Mississippi Development Authority (MDA) Energy Division, plus utility programs from Entergy Mississippi and Mississippi Power (a Southern Company subsidiary). Mississippi has the lowest median household income of any US state, meaning a higher proportion of residents qualify for HEAR's maximum rebate tier. The 25C and 25D federal tax credits expired December 31, 2025.
HOMES Rebate Program in Mississippi
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
HOMES rebates are administered by the MDA Energy Division. Provides up to $4,000 for 20–35% whole-home energy savings and up to $8,000 for 35%+ savings. Income-qualified households (≤80% AMI) receive doubled amounts. Mississippi's old housing stock and hot climate create significant HOMES savings potential through insulation and air sealing.
HEAR (HEEHRA) Rebates in Mississippi
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Mississippi State Incentive Programs
Entergy Mississippi Efficiency Programs
Entergy Mississippi offers residential efficiency programs including rebates for ENERGY STAR appliances, smart thermostats, and energy assessments. Entergy customers can check the current program page for rebate availability and amounts, which can be stacked with federal HEAR incentives.
Learn moreMississippi Weatherization Assistance Program
Federally and state-funded weatherization services for income-qualified Mississippi households (at or below 200% of federal poverty level). Mississippi receives significant weatherization funding given its income levels. Delivered through local Community Action Agencies. Focuses on insulation, air sealing, and cooling system improvements given the state's hot, humid climate.
Learn moreArea Median Income (AMI) in Mississippi
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| Jackson MSA | $55,120 | $103,350 |
| Gulfport-Biloxi MSA | $56,240 | $105,450 |
| Hattiesburg MSA | $50,080 | $93,900 |
Frequently Asked Questions
What energy rebates are available in Mississippi in 2026?
Mississippi homeowners in 2026 can access: (1) Federal HEAR rebates for heat pumps (up to $8,000), heat pump water heaters ($1,750), insulation ($1,600), and electrical panels ($4,000) — many Mississippi households qualify for the maximum 100% coverage tier; (2) HOMES whole-home performance rebates up to $8,000; (3) Entergy Mississippi utility programs; (4) Free weatherization for income-qualified households. The 25C and 25D federal tax credits expired December 31, 2025.
Are federal tax credits still available in Mississippi?
No. The One Big Beautiful Bill Act (OBBBA, P.L. 119-21, signed July 4, 2025) terminated the Section 25C and 25D federal energy tax credits for installations after December 31, 2025. For 2026 installations, HEAR and HOMES rebates are the primary federal incentive paths.
What percentage of Mississippi households qualify for maximum HEAR rebates?
A large percentage. Mississippi has the lowest median household income of any US state. In the Jackson MSA, 80% AMI for a 4-person household is approximately $55,120; in Hattiesburg it's approximately $50,080. Many Mississippi families fall at or below these thresholds, qualifying for 100% of heat pump cost coverage (up to $8,000) and 100% of other appliance costs under HEAR. Contact MDA Energy Division with your income information to confirm eligibility.
What types of efficiency upgrades make the most sense in Mississippi?
Given Mississippi's hot, humid climate, the highest-value upgrades are: (1) High-efficiency heat pump upgrade — most Mississippi homes already have heat pump/central air systems; upgrading from SEER 10–13 to SEER2 18+ reduces cooling costs significantly; (2) Attic insulation — Mississippi's hot summers mean poorly insulated attics dramatically increase cooling loads; (3) Air sealing — reducing infiltration lowers both cooling and heating loads. Insulation (up to $1,600 HEAR) + heat pump (up to $8,000 HEAR) is a powerful combination.
How do I apply for Mississippi HEAR or HOMES rebates?
Contact the Mississippi Development Authority (MDA) Energy Division or visit their website to find participating contractors in your area. For income-qualified households, local Community Action Agencies can help navigate both weatherization services and HEAR/HOMES rebate applications. For Entergy Mississippi customers, check Entergy's efficiency program page for additional utility rebates.
How to Claim Your Mississippi Rebates
