Missouri Energy Rebates 2026
Missouri's federal HOMES and HEAR rebates are administered by Missouri Department of Natural Resources, Division of Energy, and as of July 2026 they have not launched. Missouri's rebates are approved but not launched. The Department of Natural Resources is still selecting a delivery contractor and does not expect public applications before 2027. No Missouri HOMES or HEAR rebate can be claimed today. The utility and weatherization programs listed further down this page are available today. The 25C and 25D federal tax credits expired December 31, 2025.
Program status and income limits on this page were last checked against official state and federal sources on . These programs change without notice.
HOMES Rebate Program in Missouri
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
Missouri's rebates are approved but not launched. The Department of Natural Resources is still selecting a delivery contractor and does not expect public applications before 2027. “The rebates may not be made available until 2027 at the earliest and potentially as late as 2028.” Source: Missouri Department of Natural Resources, Division of Energy.
Official HOMES Program PageHEAR (HEEHRA) Rebates in Missouri
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Official HEAR Program PageFind Pre-Screened Installers in Missouri
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Missouri State Incentive Programs
Ameren Missouri EnergyShare and Efficiency Programs
Ameren Missouri offers residential efficiency rebates and assistance programs including rebates for heat pumps, smart thermostats, and ENERGY STAR appliances. Ameren's EnergyShare program provides bill assistance for income-qualified customers. These programs can be combined with federal HEAR and HOMES rebates.
Learn moreMissouri Weatherization Assistance Program
Federally funded weatherization services for income-qualified Missouri households (at or below 200% of federal poverty level). Delivered through local Community Action Agencies. Missouri's cold winters make insulation and air sealing especially valuable, often qualifying projects for high HOMES rebates as well.
Learn moreArea Median Income (AMI) in Missouri
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| St. Louis County | $90,800 | $170,200 |
| Jackson County | $90,700 | $170,000 |
| Greene County | $73,100 | $137,000 |
| Boone County | $93,050 | $174,400 |
| Jasper County | $64,150 | $120,200 |
| Buchanan County | $73,350 | $137,500 |
Eligibility is set by county and household size. The 80% figures are the HUD FY2026 income limits published for each county and are reproduced as-is. HUD does not publish a 150% limit, so that column is computed from the 80% limit; checked against Minnesota's official 2026 county table, the method lands within $200 on every county, but where your state publishes its own table, that table governs. Figures are for a 4-person household and change with household size.
Use Our Calculator to Check EligibilityBefore you spend money on this
Energy Rebate Calculator is an independent website. It is not affiliated with, endorsed by, or operated by the U.S. Department of Energy, Missouri, or any other government agency, and nothing on this page is an offer, an application, or a promise of payment.
Federal and state rebate programs launch, pause, change their amounts and run out of funds without notice, and eligibility rules differ by county, household size, housing type and sometimes by region within a state. Most programs also refuse to pay for work completed before their launch date. Figures here are published to help you understand roughly where you stand, not to be relied on as the final word.
Confirm your eligibility and the current terms directly with the administering agency, and get written confirmation, before you sign a contract or buy equipment. Where this page cites an official source, that source governs. If you spot something out of date on this page, tell us and we will correct it.
Data vintage. The rebate data on this page was last updated on . We publish this date so you can judge for yourself how current the figures are.
Frequently Asked Questions
What energy rebates are available in Missouri in 2026?
Missouri homeowners in 2026 can access: (1) Federal HEAR rebates for heat pumps (up to $8,000), heat pump water heaters ($1,750), insulation ($1,600), and electrical panels ($4,000) for income-qualified households (≤150% AMI); (2) HOMES whole-home performance rebates up to $8,000; (3) Ameren Missouri or Evergy utility efficiency rebates; (4) Weatherization Assistance (free, income-qualified). The 25C and 25D federal tax credits expired December 31, 2025.
Are federal tax credits still available in Missouri?
No. The One Big Beautiful Bill Act (OBBBA, P.L. 119-21, signed July 4, 2025) terminated the Section 25C and 25D federal energy tax credits for installations after December 31, 2025. If you installed qualifying equipment before that date, you can still claim the credit on your 2025 tax return. For 2026 installations, HEAR and HOMES rebates are the primary federal incentive paths.
Which utility serves my area in Missouri?
Missouri has two main electric utilities: Ameren Missouri serves the St. Louis metro area and eastern Missouri. Evergy (formerly KCP&L) serves the Kansas City metro area and western Missouri. Some rural areas are served by electric cooperatives. Your utility bill or the Missouri Public Service Commission website can confirm which utility serves your address.
Are heat pumps suitable for Missouri winters?
Yes. Missouri winters are cold but not extreme (Kansas City averages a low of about 20°F in January). Modern heat pumps with HSPF2 9+ ratings heat efficiently down to 0°F and below. For very cold snaps, supplemental heating (existing gas furnace or electric backup) can activate automatically. Many Missouri homes use a dual-fuel system (heat pump + gas backup) for maximum efficiency across seasons. HEAR rebates (up to $8,000) apply to qualifying heat pump installations.
How do I apply for Missouri HEAR or HOMES rebates?
Contact the Missouri Department of Economic Development or visit their website to find participating contractors in your area. For income-qualified households, local Community Action Agencies can help navigate both weatherization services and HEAR/HOMES rebate applications. For utility rebates, contact Ameren Missouri or Evergy directly for their current program details.