Missouri Energy Rebates 2026
Missouri homeowners in 2026 can access federal HEAR and HOMES rebates administered by the Missouri Department of Economic Development, plus utility rebates from Ameren Missouri (St. Louis area) and Evergy (Kansas City area). Missouri's continental climate — cold winters and hot summers — makes heat pumps an efficient year-round choice. The 25C and 25D federal tax credits expired December 31, 2025.
HOMES Rebate Program in Missouri
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
HOMES rebates are administered by the Missouri Department of Economic Development. Provides up to $4,000 for 20–35% whole-home energy savings and up to $8,000 for 35%+ savings. Income-qualified households (≤80% AMI) receive doubled amounts. A qualifying whole-home energy audit is required to start the HOMES process.
HEAR (HEEHRA) Rebates in Missouri
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Missouri State Incentive Programs
Ameren Missouri EnergyShare and Efficiency Programs
Ameren Missouri offers residential efficiency rebates and assistance programs including rebates for heat pumps, smart thermostats, and ENERGY STAR appliances. Ameren's EnergyShare program provides bill assistance for income-qualified customers. These programs can be combined with federal HEAR and HOMES rebates.
Learn moreMissouri Weatherization Assistance Program
Federally funded weatherization services for income-qualified Missouri households (at or below 200% of federal poverty level). Delivered through local Community Action Agencies. Missouri's cold winters make insulation and air sealing especially valuable, often qualifying projects for high HOMES rebates as well.
Learn moreArea Median Income (AMI) in Missouri
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| St. Louis MSA | $77,360 | $145,050 |
| Kansas City MSA | $77,280 | $144,900 |
| Springfield MSA | $63,440 | $118,950 |
Frequently Asked Questions
What energy rebates are available in Missouri in 2026?
Missouri homeowners in 2026 can access: (1) Federal HEAR rebates for heat pumps (up to $8,000), heat pump water heaters ($1,750), insulation ($1,600), and electrical panels ($4,000) for income-qualified households (≤150% AMI); (2) HOMES whole-home performance rebates up to $8,000; (3) Ameren Missouri or Evergy utility efficiency rebates; (4) Weatherization Assistance (free, income-qualified). The 25C and 25D federal tax credits expired December 31, 2025.
Are federal tax credits still available in Missouri?
No. The One Big Beautiful Bill Act (OBBBA, P.L. 119-21, signed July 4, 2025) terminated the Section 25C and 25D federal energy tax credits for installations after December 31, 2025. If you installed qualifying equipment before that date, you can still claim the credit on your 2025 tax return. For 2026 installations, HEAR and HOMES rebates are the primary federal incentive paths.
Which utility serves my area in Missouri?
Missouri has two main electric utilities: Ameren Missouri serves the St. Louis metro area and eastern Missouri. Evergy (formerly KCP&L) serves the Kansas City metro area and western Missouri. Some rural areas are served by electric cooperatives. Your utility bill or the Missouri Public Service Commission website can confirm which utility serves your address.
Are heat pumps suitable for Missouri winters?
Yes. Missouri winters are cold but not extreme (Kansas City averages a low of about 20°F in January). Modern heat pumps with HSPF2 9+ ratings heat efficiently down to 0°F and below. For very cold snaps, supplemental heating (existing gas furnace or electric backup) can activate automatically. Many Missouri homes use a dual-fuel system (heat pump + gas backup) for maximum efficiency across seasons. HEAR rebates (up to $8,000) apply to qualifying heat pump installations.
How do I apply for Missouri HEAR or HOMES rebates?
Contact the Missouri Department of Economic Development or visit their website to find participating contractors in your area. For income-qualified households, local Community Action Agencies can help navigate both weatherization services and HEAR/HOMES rebate applications. For utility rebates, contact Ameren Missouri or Evergy directly for their current program details.
How to Claim Your Missouri Rebates
