New Jersey Energy Rebates 2026
New Jersey's federal HOMES and HEAR rebates are administered by New Jersey Board of Public Utilities (NJBPU), and as of July 2026 they have not launched. New Jersey received DOE funding for both programs but they remain in design, and no public application portal has launched. No New Jersey HOMES or HEAR rebate can be claimed today. The utility and weatherization programs listed further down this page are available today. The 25C and 25D federal tax credits expired December 31, 2025.
Program status and income limits on this page were last checked against official state and federal sources on . These programs change without notice.
HOMES Rebate Program in New Jersey
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
New Jersey received DOE funding for both programs but they remain in design, and no public application portal has launched. “The NJBPU is the implementing state agency for the grants and is developing the final design for these three programs.” Source: New Jersey Board of Public Utilities (NJBPU).
Official HOMES Program PageHEAR (HEEHRA) Rebates in New Jersey
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Official HEAR Program PageFind Pre-Screened Installers in New Jersey
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New Jersey State Incentive Programs
NJ Clean Energy Program
New Jersey's comprehensive energy efficiency and renewable energy incentive program, offering rebates for heat pumps, smart thermostats, and whole-home energy audits, complementing HEAR and HOMES federal rebates.
Learn moreNew Jersey Weatherization Assistance Program
Free weatherization services for income-eligible NJ households including air sealing, insulation, and heating/cooling system improvements administered by the NJ Department of Community Affairs.
Learn morePSEG Energy Efficiency Programs
PSEG offers rebates and incentives through the NJ Clean Energy Program for heat pumps, insulation, smart thermostats, and home energy audits for customers in its service territory.
Learn moreUtility Rebate Programs in New Jersey
PSEG (Public Service Electric & Gas)
JCP&L (Jersey Central Power & Light)
Area Median Income (AMI) in New Jersey
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| Essex County | $106,800 | $200,200 |
| Bergen County | $108,400 | $203,200 |
| Camden County | $98,150 | $184,000 |
| Middlesex County | $114,600 | $214,800 |
| Ocean County | $108,550 | $203,500 |
| Hudson County | $117,900 | $221,000 |
Eligibility is set by county and household size. The 80% figures are the HUD FY2026 income limits published for each county and are reproduced as-is. HUD does not publish a 150% limit, so that column is computed from the 80% limit; checked against Minnesota's official 2026 county table, the method lands within $200 on every county, but where your state publishes its own table, that table governs. Figures are for a 4-person household and change with household size.
Use Our Calculator to Check EligibilityBefore you spend money on this
Energy Rebate Calculator is an independent website. It is not affiliated with, endorsed by, or operated by the U.S. Department of Energy, New Jersey, or any other government agency, and nothing on this page is an offer, an application, or a promise of payment.
Federal and state rebate programs launch, pause, change their amounts and run out of funds without notice, and eligibility rules differ by county, household size, housing type and sometimes by region within a state. Most programs also refuse to pay for work completed before their launch date. Figures here are published to help you understand roughly where you stand, not to be relied on as the final word.
Confirm your eligibility and the current terms directly with the administering agency, and get written confirmation, before you sign a contract or buy equipment. Where this page cites an official source, that source governs. If you spot something out of date on this page, tell us and we will correct it.
Data vintage. The rebate data on this page was last updated on . We publish this date so you can judge for yourself how current the figures are.
Frequently Asked Questions
What energy rebates are available in New Jersey in 2026?
As of August 2026, New Jersey's federal HEAR and HOMES rebates are not open to the general public. The Board of Public Utilities is preparing two income-targeted pathways: M-RISE for underserved multifamily housing, anticipated in the third quarter of 2026 pending DOE approval, and CP-HEAR, anticipated in early 2027.
Are federal tax credits still available in New Jersey?
No. The One Big Beautiful Bill Act (P.L. 119-21, signed July 4, 2025) eliminated Section 25C and 25D federal energy tax credits for installations after December 31, 2025. New Jersey residents who installed qualifying heat pumps, insulation, windows, solar panels, or battery storage before December 31, 2025 can still claim those credits on their 2025 taxes. For 2026, HEAR and HOMES rebates plus PSEG and JCP&L utility incentives are the primary benefits.
How does New Jersey's NJ Clean Energy Program work alongside HEAR/HOMES?
The NJ Clean Energy Program is the state's long-running incentive program managed by the Board of Public Utilities. It offers rebates on heat pumps, smart thermostats, and home energy audits that can be stacked with HEAR and HOMES federal rebates. For example, you might receive a HEAR rebate for a heat pump water heater AND a separate NJ Clean Energy rebate, effectively lowering your out-of-pocket cost further. Visit njcleanenergy.com to see current rebate amounts by equipment type.
What are the income limits for HEAR and HOMES in New Jersey?
HEAR rebates are available to households earning up to 150% of the Area Median Income (AMI), with maximum amounts for those below 80% AMI. In the Newark/Northern NJ area (part of the NYC metro), 80% AMI for a 4-person household is approximately $93,920, one of the highest thresholds in the country. In the Trenton area, 80% AMI is around $80,000. HOMES rebates similarly prioritize lower-income households with larger rebate amounts.
Does PSEG offer its own energy rebates in New Jersey?
Yes. PSEG offers substantial rebates through its HVAC Instant Rebates Program: $300–$600 for air-source heat pumps (depending on tier and cold-climate rating), $450 for heat pump water heaters ($750 for gas conversion), and up to $100 for smart thermostats. The decarbonization program adds up to $10,000 for full replacement of gas heating with a cold climate heat pump. Whole Home Energy Solutions provides up to $7,500 in rebates plus $25,000 in interest-free on-bill financing. Visit homeenergy.pseg.com.
Not confirmed. We could not confirm these PSE&G amounts: the PSE&G rebate portal blocks automated checks. We are flagging this rather than removing it, because the programme does appear to exist. Confirm the current amounts and conditions with PSE&G before you commit to a project.
Does JCP&L offer its own energy rebates in New Jersey?
Yes. JCP&L (Jersey Central Power & Light) offers tiered heat pump rebates of $500 (Tier 1), $750 (Tier 2), or $1,000 (cold climate) through the EnergySaveNJ program. Ductless mini-splits earn $750 and geothermal systems earn $1,500. Heat pump water heaters receive $750. Low-to-moderate income (LMI) customers get an additional $200 per qualifying HVAC unit. Smart thermostat rebates include up to $100 instant discount via the Marketplace plus a $75 enrollment bonus for the Energy Savings Rewards demand response program. Visit energysavenj.com/jersey-central.
Not confirmed. We could not confirm these JCP&L tier amounts: the New Jersey programme portal refused all connections. We are flagging this rather than removing it, because the programme does appear to exist. Confirm the current amounts and conditions with JCP&L before you commit to a project.
Which New Jersey utility has the higher heat pump rebate, PSEG or JCP&L?
Federal HEAR rebates cannot be stacked with New Jersey utility rebates today, because HEAR has not launched in New Jersey as of August 2026. Only narrow income-targeted pathways are in development and none is live. Utility rebates from PSE&G and JCP&L remain available on their own terms.
Can I stack PSEG or JCP&L rebates with federal HEAR rebates?
Generally yes, utility rebates from PSEG and JCP&L are separate programs from the federal HEAR rebate administered by the NJ Board of Public Utilities. The combined total rebate cannot exceed the actual cost of the equipment and installation. Confirm stacking eligibility with your utility and HEAR program contractor before signing a contract.
How to Claim Your New Jersey Rebates
