Electrical Panel Rebates in New York (2026)

Find electrical panel rebates and incentives in New York for 2026, including the federal HOMES and HEAR programmes, state incentives and utility rebates.

Only partly available in New York. HEAR incentives are live for income-eligible New Yorkers through the EmPower+ program. No standalone Home Efficiency Rebates program appears among NYSERDA's current listings. Availability can be limited by region, by housing type or by remaining funds, so check the official page for the current terms before committing to a project. Source: New York State Energy Research and Development Authority (NYSERDA).

Programme status and income limits on this page were last checked against official state and federal sources on 15 September 2026. These programmes change without notice.

Varies Max HEAR Rebate

Not launched yet HOMES Status (NY)

Open, applications accepted HEAR Status (NY)

4 Utility Programs

HEAR Electrical Panel Rebate in New York

Status: Open, applications accepted

Income Level	Max Rebate	Cost Coverage
Low income (≤80% AMI)	Up to Varies	100% of project cost
Moderate income (80-150% AMI)	Up to Varies	50% of project cost
Above 150% AMI	Not eligible	N/A

Apply for HEAR Rebate in NY

HOMES Rebate for Electrical Panel in New York

Status: Not launched yet

New York's HOMES programme is not available today. When it launches, a electrical panel installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

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Electrical Panel in New York: What’s Available in 2026

Quick Answer: Electrical panel upgrades qualify for up to $4,000 under the federal HEAR program. For households at or below 80% AMI, the full cost is covered up to the cap. For households between 80–150% AMI, 50% of the cost is covered. Upgrades must be performed by a licensed electrician and are typically required in connection with other electrification projects such as heat pumps or EV chargers.An upgraded panel is often a prerequisite for other electrification projects like heat pumps, EV chargers, and heat pump water heaters, making this rebate a key enabler for a full home electrification strategy.

Why Electrical Panel Upgrades Qualify for Rebates

Many American homes were built with 100-amp or even 60-amp electrical panels, designed for an era when gas handled most heating, cooking, and water heating. Switching to electric appliances like heat pumps, heat pump water heaters, and electric vehicle chargers often requires upgrading to a 200-amp panel.

The HEAR program recognizes this reality by offering up to $4,000 specifically for electrical panel upgrades and associated wiring. This makes it the second-largest single-item HEAR rebate after heat pumps.

The panel upgrade rebate serves a strategic purpose in the Inflation Reduction Act's design: removing one of the biggest barriers to home electrification. Without adequate electrical capacity, homeowners can't take advantage of other rebates for heat pumps, electric cooking, or EV charging. The $4,000 panel rebate essentially unlocks the rest of the electrification pathway.

For households at or below 80% AMI, the full cost is covered up to $4,000. Since a typical panel upgrade costs $2,000-$5,000, this rebate covers most or all of the expense for many qualifying households. Households between 80-150% AMI receive 50% of costs up to the cap.

Requirements for Panel Upgrade Rebates

To qualify for the HEAR electrical panel rebate, your upgrade must meet specific requirements:

Must support electrification: The panel upgrade should be done in connection with or in preparation for installing other HEAR-eligible appliances. A standalone panel upgrade without any electrification purpose may not qualify in all states.
Licensed electrician required: The work must be performed by a licensed electrical contractor. DIY panel work is both ineligible for rebates and illegal in most jurisdictions.
Code compliance: The upgraded panel must meet current National Electrical Code (NEC) requirements. This typically means a 200-amp panel with appropriate breaker capacity for planned electric loads.
Permit and inspection: Most states require a permit for panel upgrades, and the completed work must pass inspection. Keep all documentation for your rebate application.

Some homes may benefit from modern panel alternatives like smart electrical panels (e.g., SPAN or Lumin) that can manage higher loads without a full amperage upgrade. Check with your state's HEAR program to see if smart panels qualify.

If you're planning multiple electrification projects, coordinate the panel upgrade with your other installations. A good electrician can plan the panel layout to accommodate your current and future needs in a single visit, saving on labor costs.

New York State Programs for Electrical Panel

NY Clean Heat

Statewide program offering incentives for air-source and ground-source heat pumps in residential and commercial buildings. Incentives are provided through participating utilities and funded via the Clean Energy Fund.

Amount: Up to $14,000+ for ground-source heat pumps; up to $1,500/ton for air-source heat pumps (varies by utility)

Learn more

EmPower+

No-cost energy efficiency upgrades for income-eligible New Yorkers, including insulation, air sealing, lighting, and appliance replacement. Serves both homeowners and renters.

Amount: Free improvements (no cost to qualifying households)

Learn more

Comfort Home Program

Provides incentives to builders and homeowners for new construction and gut renovation projects that meet high energy efficiency standards.

Amount: Up to $5,000 per unit for qualifying projects

Learn more

Utility Electrical Panel Rebates in New York

These utility companies in New York may offer additional rebates for electrical panel installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

Consolidated Edison (Con Edison)

NYC's dominant utility offers up to $10,000 on central air-source heat pumps and a $1,000 instant rebate on heat pump water heaters, available to homeowners, renters, and individual condo/co-op owners.

National Grid (Upstate NY)

Serves upstate New York with NYS Clean Heat incentives for heat pumps and up to $1,250 on heat pump water heaters, available at Lowe's, Home Depot, and through participating contractors.

New York State Electric & Gas (NYSEG)

NYSEG offers among the highest heat pump rebates in the state, up to $10,000 for air-source and $18,000 for ground-source systems, plus $1,250 on heat pump water heaters.

Rochester Gas & Electric (RG&E)

Serving the Rochester metro, RG&E mirrors NYSEG's rebate structure with up to $10,000 for air-source heat pumps, $18,000 for geothermal, and $1,250 for heat pump water heaters.

Income Eligibility for Electrical Panel Rebates in New York

Your eligibility for the maximum electrical panel rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Kings County	$135,700	$254,400
Suffolk County	$128,100	$240,100
Erie County	$81,200	$152,200
Monroe County	$85,600	$160,500
Westchester County	$125,850	$235,900
Albany County	$98,500	$184,600

Calculate Your Electrical Panel Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

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Before you spend money on this

Energy Rebate Calculator is an independent website. It is not affiliated with, endorsed by, or operated by the U.S. Department of Energy, New York, or any other government agency, and nothing on this page is an offer, an application, or a promise of payment.

Federal and state rebate programmes launch, pause, change their amounts and run out of funds without notice, and eligibility rules differ by county, household size, housing type and sometimes by region within a state. Most programmes also refuse to pay for work completed before their launch date.

Confirm your eligibility and the current terms directly with the administering agency, and get written confirmation, before you sign a contract or buy equipment. Where this page cites an official source, that source governs. If you spot something out of date, tell us and we will correct it.

Frequently Asked Questions

How much can I get for a electrical panel in New York?

In New York, you can receive up to varies through the HEAR programme for a electrical panel if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in New York for electrical panel rebates?

The HEAR status in New York is: Open, applications accepted. You can apply for electrical panel rebates through your state energy office.

Can I combine electrical panel rebates with other incentives in New York?

Yes. In New York, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programmes like NY Clean Heat, and with utility rebates. Combined incentives generally cannot exceed 100% of the project cost, and the same measure cannot always be claimed twice.

What income qualifies for the maximum electrical panel rebate in New York?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your county in New York. For example, in Kings County, 80% AMI for a family of 4 is $135,700. Households between 80% and 150% AMI receive 50% of costs up to the cap.

Is there a federal rebate for electrical panel upgrades?

Yes. The federal HEAR (High-Efficiency Electric Home Rebate Act) program provides up to $4,000 for electrical panel upgrades. Households at or below 80% of Area Median Income (AMI) receive 100% of costs covered up to the cap. Households between 80–150% AMI receive 50% of costs. Since a typical upgrade from a 100-amp to a 200-amp panel costs $2,000–$5,000, many low-income homeowners can complete the project at little or no out-of-pocket cost. HEAR rebates are administered state-by-state — check your state's program status to see if applications are currently open.

What qualifies as an electrical panel upgrade for the rebate?

To qualify for the HEAR electrical panel rebate, the upgrade must increase your home's electrical capacity in support of electrification — typically replacing a 60-amp or 100-amp panel with a 200-amp service panel. The work must be performed by a licensed electrician, meet current National Electrical Code (NEC) requirements, and pass required permits and inspections. Modern smart electrical panels (such as SPAN or Lumin) may also qualify in some states. A standalone panel upgrade with no planned electrification purpose may not qualify in all states.

How much is the electrical panel upgrade rebate?

The HEAR program provides up to $4,000 for electrical panel upgrades and associated wiring. Households at or below 80% AMI get 100% of costs covered up to the cap, while households at 80-150% AMI get 50% coverage. A typical panel upgrade from 100-amp to 200-amp costs $2,000-$5,000, so this rebate covers a significant portion.

Do I need to install other electric appliances to qualify for the panel rebate?

In most states, the panel upgrade should be connected to a home electrification project. This means you should be installing or planning to install other HEAR-eligible improvements like a heat pump, heat pump water heater, or electric stove. A standalone panel upgrade with no electrification purpose may not qualify. Check your state's specific HEAR program rules.

Can I get both the electrical panel rebate and the wiring rebate?

The HEAR program includes a separate $2,500 rebate for electric wiring. If your home needs both a panel upgrade and significant rewiring to support new electric appliances, you could potentially claim up to $4,000 for the panel and $2,500 for wiring, totaling $6,500 for electrical work alone. Both count toward the $14,000 per-household HEAR cap.

How do I know if I need a panel upgrade?

If your home has a 100-amp or smaller panel and you plan to add a heat pump, heat pump water heater, electric vehicle charger, or other major electric appliances, you likely need an upgrade. Signs include frequently tripping breakers, no available breaker slots, or an electrician telling you there isn't enough capacity for new equipment. A licensed electrician can assess your panel and recommend the right upgrade path.