Oklahoma Energy Rebates 2026
Oklahoma participates in both federal HEAR and HOMES rebate programs administered through the state energy office. With the federal 25C and 25D tax credits expired as of December 31, 2025, these programs and utility rebates are the primary incentives for Oklahoma homeowners in 2026.
HOMES Rebate Program in Oklahoma
Administered by: Oklahoma Department of Commerce
| Income Level | Max Rebate | Cost Coverage |
|---|---|---|
| Low income (≤80% AMI) | Up to $8,000 | 80% of project cost |
| Moderate income (80-150% AMI) | Up to $4,000 | 50% of project cost |
| Above 150% AMI | Not eligible | N/A |
HOMES rebates are based on modeled or measured whole-home energy savings. Contact the Oklahoma Department of Commerce for current program status.
HEAR (HEEHRA) Rebates in Oklahoma
| Equipment | Max Rebate |
|---|---|
| Heat Pump HVAC | Up to $8,000 |
| Electrical Panel | Up to $4,000 |
| Wiring Upgrade | Up to $2,500 |
| Heat Pump Water Heater | Up to $1,750 |
| Insulation & Weatherization | Up to $1,600 |
| Electric Stove/Cooktop | Up to $840 |
Maximum total: $14,000 per household (low-income, ≤80% AMI). Moderate income (80-150% AMI) can receive up to $7,000.
Oklahoma State Incentive Programs
Weatherization Assistance Program (WAP)
Free weatherization for income-qualified Oklahoma households at or below 200% of federal poverty level. Covers insulation, air sealing, HVAC tune-ups, and weather stripping. Administered through local Community Action Agencies.
LIHEAP
Low Income Home Energy Assistance Program — helps income-qualified Oklahoma residents pay heating and cooling bills. Oklahoma's hot summers and cold winters make both cooling and heating assistance meaningful.
Utility Rebate Programs in Oklahoma
Area Median Income (AMI) in Oklahoma
HOMES and HEAR rebate amounts depend on your household income relative to the Area Median Income in your area. AMI varies by county and household size.
| Area | 80% AMI (Family of 4) | 150% AMI (Family of 4) |
|---|---|---|
| Oklahoma City (Oklahoma County) | ||
| Tulsa (Tulsa County) |
Frequently Asked Questions
What energy rebates are available in Oklahoma in 2026?
Oklahoma homeowners can stack federal HEAR rebates (up to $8,000 for heat pumps, income-restricted under 150% AMI), federal HOMES rebates (up to $8,000 for whole-home retrofits), and utility rebates from OG&E (Oklahoma City area) and PSO (Tulsa area). The federal 25C and 25D tax credits expired December 31, 2025 under the One Big Beautiful Bill Act.
Does Oklahoma have HEAR rebates?
Yes. Oklahoma participates in the federal HEAR (Home Electrification and Appliance Rebates) program, administered through the Oklahoma Department of Commerce. Qualifying households (under 150% of Area Median Income) can receive up to $8,000 for a heat pump installation as a point-of-sale discount. Contact the Oklahoma Department of Commerce for current funding availability.
What utility offers the best rebates in Oklahoma?
OG&E (serving Oklahoma City metro) offers a $100 smart thermostat rebate and the SmartHours time-of-use program that can save $100–$200 per year. PSO (serving Tulsa metro) offers HVAC efficiency rebates up to $300 plus smart thermostat rebates. Oklahoma co-op members should contact their co-op directly — programs vary.
Is there still a federal heat pump tax credit in Oklahoma in 2026?
No. The federal Section 25C Energy Efficient Home Improvement Credit — which provided up to $2,000 for qualifying heat pumps — expired December 31, 2025, eliminated by the One Big Beautiful Bill Act (P.L. 119-21). The HEAR rebate program remains available as a separate, non-tax mechanism for income-qualified Oklahoma households.
What is the income limit for HEAR rebates in Oklahoma?
HEAR rebates require household income below 150% of Area Median Income (AMI). For a family of four in Oklahoma City, that's approximately $122,100. For Tulsa, approximately $118,800. Contact a participating HEAR contractor or the Oklahoma Department of Commerce to verify your eligibility.
Can Oklahoma residents get free weatherization?
Yes — through the federal Weatherization Assistance Program (WAP), administered through local Community Action Agencies. Households at or below 200% of federal poverty level qualify for free insulation, air sealing, and basic HVAC work. Call 2-1-1 to find your local WAP provider. Waitlists are common.
What is OG&E SmartHours and how much can I save?
OG&E's SmartHours is a time-of-use rate program where electricity costs more during peak hours (2–7 PM, June through September) and less at other times. By running major appliances — dishwasher, laundry, EV charging — outside peak hours and setting your thermostat to pre-cool before 2 PM, most enrolled customers save $100–$200 per summer. Enrollment is free.
How to Claim Your Oklahoma Rebates
