Electrical Panel Rebates in Massachusetts (2026)

The federal HOMES and HEAR rebates have not launched in Massachusetts, so no federal electrical panel rebate can be claimed there today. This page sets out what the programmes will pay once they open, alongside the state and utility rebates that are available now.

Status not confirmed. We could not confirm the current status of Massachusetts's HOMES and HEAR programs from an official government source, so the amounts below should be read as the federal framework rather than as a confirmed Massachusetts offer. The Department of Energy Resources' own federal funding page still describes the application stage and states that DOE approval of the State Implementation Blueprint is required before the programs can launch. It does not announce that either program is open, and part of the delivery is planned through Mass Save. Check with the administering agency before starting a project. Source: Massachusetts Department of Energy Resources (DOER).

Programme status and income limits on this page were last checked against official state and federal sources on 31 July 2026. These programmes change without notice.

Varies Max HEAR Rebate

Status not confirmed HOMES Status (MA)

Status not confirmed HEAR Status (MA)

5 Utility Programs

HEAR Electrical Panel Rebate in Massachusetts

Status: Status not confirmed

We could not confirm from an official source whether HEAR is open in Massachusetts. Check with the administering agency before relying on the figures below.

HOMES Rebate for Electrical Panel in Massachusetts

Status: Status not confirmed

Massachusetts's HOMES programme is not available today. When it launches, a electrical panel installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

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Electrical Panel in Massachusetts: What’s Available in 2026

Quick Answer: Electrical panel upgrades qualify for up to $4,000 under the federal HEAR program. For households at or below 80% AMI, the full cost is covered up to the cap. For households between 80–150% AMI, 50% of the cost is covered. Upgrades must be performed by a licensed electrician and are typically required in connection with other electrification projects such as heat pumps or EV chargers.An upgraded panel is often a prerequisite for other electrification projects like heat pumps, EV chargers, and heat pump water heaters, making this rebate a key enabler for a full home electrification strategy.

Why Electrical Panel Upgrades Qualify for Rebates

Many American homes were built with 100-amp or even 60-amp electrical panels, designed for an era when gas handled most heating, cooking, and water heating. Switching to electric appliances like heat pumps, heat pump water heaters, and electric vehicle chargers often requires upgrading to a 200-amp panel.

The HEAR program recognizes this reality by offering up to $4,000 specifically for electrical panel upgrades and associated wiring. This makes it the second-largest single-item HEAR rebate after heat pumps.

The panel upgrade rebate serves a strategic purpose in the Inflation Reduction Act's design: removing one of the biggest barriers to home electrification. Without adequate electrical capacity, homeowners can't take advantage of other rebates for heat pumps, electric cooking, or EV charging. The $4,000 panel rebate essentially unlocks the rest of the electrification pathway.

For households at or below 80% AMI, the full cost is covered up to $4,000. Since a typical panel upgrade costs $2,000-$5,000, this rebate covers most or all of the expense for many qualifying households. Households between 80-150% AMI receive 50% of costs up to the cap.

Requirements for Panel Upgrade Rebates

To qualify for the HEAR electrical panel rebate, your upgrade must meet specific requirements:

Must support electrification: The panel upgrade should be done in connection with or in preparation for installing other HEAR-eligible appliances. A standalone panel upgrade without any electrification purpose may not qualify in all states.
Licensed electrician required: The work must be performed by a licensed electrical contractor. DIY panel work is both ineligible for rebates and illegal in most jurisdictions.
Code compliance: The upgraded panel must meet current National Electrical Code (NEC) requirements. This typically means a 200-amp panel with appropriate breaker capacity for planned electric loads.
Permit and inspection: Most states require a permit for panel upgrades, and the completed work must pass inspection. Keep all documentation for your rebate application.

Some homes may benefit from modern panel alternatives like smart electrical panels (e.g., SPAN or Lumin) that can manage higher loads without a full amperage upgrade. Check with your state's HEAR program to see if smart panels qualify.

If you're planning multiple electrification projects, coordinate the panel upgrade with your other installations. A good electrician can plan the panel layout to accommodate your current and future needs in a single visit, saving on labor costs.

Massachusetts State Programs for Electrical Panel

Mass Save

Massachusetts' flagship energy efficiency program, jointly administered by the state's gas and electric utilities, including National Grid, Eversource, Berkshire Gas, Cape Light Compact, Liberty Utilities, and Unitil. Mass Save funds no-cost home energy assessments, rebates on heating and cooling equipment, insulation, and water heaters, plus the HEAT Loan financing program.

Amount: $2,650/ton up to $8,500 for whole-home heat pump systems; $1,125/ton up to $8,500 for mini-splits; up to $1,500 for heat pump water heaters; 75–100% off insulation and air sealing costs

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Mass Save Income-Eligible Program

Enhanced version of Mass Save for income-eligible households. Qualifying homeowners can receive significantly higher rebates and may be eligible for free equipment and installation at no cost, depending on household income and the recommended upgrades.

Amount: Free improvements for qualifying households, including no-cost heat pump installations (100% covered) and full weatherization services; moderate-income enhanced rebate up to $16,000 for heat pumps

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MassCEC Clean Heating and Cooling Program

Additional state incentives administered by the Massachusetts Clean Energy Center for ground-source (geothermal) heat pumps and certain air-source systems. This program complements Mass Save rebates for households installing higher-cost geothermal systems. Check MassCEC directly for current program availability and amounts, as this program has periodically opened and closed to new applications.

Amount: Up to $15,000 for ground-source heat pumps (standard); $25,000 for moderate-income. Verify current availability at masscec.com.

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Mass Save HEAT Loan

The HEAT Loan program offers 0% interest financing for eligible energy efficiency and electrification upgrades completed through Mass Save. Available to Massachusetts homeowners and renters who complete a qualifying home energy assessment, the loan covers heat pumps, insulation, heat pump water heaters, and weatherization measures. No interest charged, you repay only what you borrow.

Amount: 0% interest financing up to $25,000; repayment terms vary by lender (typically 5–7 years)

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Utility Electrical Panel Rebates in Massachusetts

These utility companies in Massachusetts may offer additional rebates for electrical panel installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

Mass Save (statewide)

The statewide programme behind almost every Massachusetts rebate. Whichever of the eight sponsoring utilities serves your address, you reach the same set of incentives through Mass Save, plus the 0% interest HEAT Loan and a no-cost home energy assessment.

National Grid (Massachusetts)

As a Mass Save sponsor, National Grid offers $2,650/ton up to $8,500 for whole-home heat pump installations, $1,125/ton up to $8,500 for mini-splits, 75–100% off insulation and air sealing, heat pump water heater rebates up to $1,500, and no-cost home energy assessments.

Eversource (Massachusetts)

Mass Save sponsor providing $2,650/ton up to $8,500 for qualifying whole-home heat pump systems, $1,125/ton for mini-splits, generous insulation rebates (75–100% off), and access to the income-eligible enhanced program (up to $16,000) throughout eastern Massachusetts and other service areas.

Cape Light Compact

Cape Light Compact is the Mass Save sponsor for Cape Cod and Martha's Vineyard. Customers have access to the same Mass Save rebate amounts ($2,650/ton up to $8,500 for whole-home heat pumps), plus income-qualified community-based offers that can cover 100% of air-source heat pump costs and up to $25,000 for ground-source systems. Oak Bluffs and Tisbury residents receive 100% insulation/air sealing coverage regardless of income.

Unitil (Massachusetts)

Unitil serves customers in Fitchburg and surrounding areas of north-central Massachusetts. As a Mass Save sponsor, Unitil customers qualify for the same heat pump rebates ($2,650/ton up to $8,500 whole-home, $1,125/ton for mini-splits), insulation incentives, HEAT Loan financing, and no-cost home energy assessments available through the statewide program.

Income Eligibility for Electrical Panel Rebates in Massachusetts

Your eligibility for the maximum electrical panel rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Middlesex County	$137,100	$257,000
Worcester County	$105,350	$197,500
Essex County	$106,800	$200,200
Bristol County	$89,700	$168,100
Plymouth County	$107,750	$202,000
Hampden County	$105,200	$197,200

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Before you spend money on this

Energy Rebate Calculator is an independent website. It is not affiliated with, endorsed by, or operated by the U.S. Department of Energy, Massachusetts, or any other government agency, and nothing on this page is an offer, an application, or a promise of payment.

Federal and state rebate programmes launch, pause, change their amounts and run out of funds without notice, and eligibility rules differ by county, household size, housing type and sometimes by region within a state. Most programmes also refuse to pay for work completed before their launch date.

Confirm your eligibility and the current terms directly with the administering agency, and get written confirmation, before you sign a contract or buy equipment. Where this page cites an official source, that source governs. If you spot something out of date, tell us and we will correct it.

Frequently Asked Questions

How much can I get for a electrical panel in Massachusetts?

Nothing yet. HEAR is status not confirmed in Massachusetts, so no federal electrical panel rebate can be claimed there today, and rebates are generally not paid for work completed before a programme launches. Once it opens, the federal framework allows up to varies for households at or below 80% of Area Median Income, and 50% of the cost up to the same cap for households between 80% and 150% AMI. Utility rebates may be available now regardless.

Is the HEAR program open in Massachusetts for electrical panel rebates?

The HEAR status in Massachusetts is: Status not confirmed. No application is possible today. Check the official programme page rather than relying on a contractor telling you otherwise.

Can I combine electrical panel rebates with other incentives in Massachusetts?

Not yet. Neither HEAR nor HOMES has launched in Massachusetts, so there is no federal rebate to stack there today. Once they open you will typically be able to combine them with each other, with state programmes like Mass Save, and with utility rebates. Combined incentives generally cannot exceed 100% of the project cost, and the same measure cannot always be claimed twice.

What income qualifies for the maximum electrical panel rebate in Massachusetts?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your county in Massachusetts. For example, in Middlesex County, 80% AMI for a family of 4 is $137,100. Households between 80% and 150% AMI receive 50% of costs up to the cap.

Is there a federal rebate for electrical panel upgrades?

Yes. The federal HEAR (High-Efficiency Electric Home Rebate Act) program provides up to $4,000 for electrical panel upgrades. Households at or below 80% of Area Median Income (AMI) receive 100% of costs covered up to the cap. Households between 80–150% AMI receive 50% of costs. Since a typical upgrade from a 100-amp to a 200-amp panel costs $2,000–$5,000, many low-income homeowners can complete the project at little or no out-of-pocket cost. HEAR rebates are administered state-by-state — check your state's program status to see if applications are currently open.

What qualifies as an electrical panel upgrade for the rebate?

To qualify for the HEAR electrical panel rebate, the upgrade must increase your home's electrical capacity in support of electrification — typically replacing a 60-amp or 100-amp panel with a 200-amp service panel. The work must be performed by a licensed electrician, meet current National Electrical Code (NEC) requirements, and pass required permits and inspections. Modern smart electrical panels (such as SPAN or Lumin) may also qualify in some states. A standalone panel upgrade with no planned electrification purpose may not qualify in all states.

How much is the electrical panel upgrade rebate?

The HEAR program provides up to $4,000 for electrical panel upgrades and associated wiring. Households at or below 80% AMI get 100% of costs covered up to the cap, while households at 80-150% AMI get 50% coverage. A typical panel upgrade from 100-amp to 200-amp costs $2,000-$5,000, so this rebate covers a significant portion.

Do I need to install other electric appliances to qualify for the panel rebate?

In most states, the panel upgrade should be connected to a home electrification project. This means you should be installing or planning to install other HEAR-eligible improvements like a heat pump, heat pump water heater, or electric stove. A standalone panel upgrade with no electrification purpose may not qualify. Check your state's specific HEAR program rules.

Can I get both the electrical panel rebate and the wiring rebate?

The HEAR program includes a separate $2,500 rebate for electric wiring. If your home needs both a panel upgrade and significant rewiring to support new electric appliances, you could potentially claim up to $4,000 for the panel and $2,500 for wiring, totaling $6,500 for electrical work alone. Both count toward the $14,000 per-household HEAR cap.

How do I know if I need a panel upgrade?

If your home has a 100-amp or smaller panel and you plan to add a heat pump, heat pump water heater, electric vehicle charger, or other major electric appliances, you likely need an upgrade. Signs include frequently tripping breakers, no available breaker slots, or an electrician telling you there isn't enough capacity for new equipment. A licensed electrician can assess your panel and recommend the right upgrade path.