Electrical Panel Rebates in Massachusetts (2026)

Find all electrical panel rebates and incentives available in Massachusetts for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Open HOMES Status (MA)

Open HEAR Status (MA)

4 Utility Programs

HEAR Electrical Panel Rebate in Massachusetts

Status: Open

Income Level	Max Rebate	Cost Coverage
Low income (≤80% AMI)	Up to Varies	100% of project cost
Moderate income (80-150% AMI)	Up to Varies	50% of project cost
Above 150% AMI	Not eligible	N/A

Apply for HEAR Rebate in MA

HOMES Rebate for Electrical Panel in Massachusetts

Status: Open

State allocation: $56 million

The HOMES program provides rebates based on whole-home energy savings. Installing a electrical panel as part of a broader energy retrofit can qualify for rebates up to $8,000 for low-income households or $4,000 for moderate-income households.

Income Level	Max HOMES Rebate	Requirement
≤80% AMI	Up to $8,000	35%+ energy savings (modeled) or 20%+ (measured)
80-150% AMI	Up to $4,000	35%+ energy savings (modeled) or 20%+ (measured)

HOMES Program in MA

Massachusetts State Programs for Electrical Panel

Mass Save

Massachusetts' flagship energy efficiency program, jointly administered by the state's gas and electric utilities — including National Grid, Eversource, Berkshire Gas, Cape Light Compact, Liberty Utilities, and Unitil. Mass Save funds no-cost home energy assessments, rebates on heating and cooling equipment, insulation, and water heaters, plus the HEAT Loan financing program.

Amount: $2,650/ton up to $8,500 for whole-home heat pump systems; $1,125/ton up to $8,500 for mini-splits; up to $1,500 for heat pump water heaters; 75–100% off insulation and air sealing costs

Learn more

Mass Save Income-Eligible Program

Enhanced version of Mass Save for income-eligible households. Qualifying homeowners can receive significantly higher rebates and may be eligible for free equipment and installation at no cost, depending on household income and the recommended upgrades.

Amount: Free improvements for qualifying households, including no-cost heat pump installations (100% covered) and full weatherization services; moderate-income enhanced rebate up to $16,000 for heat pumps

Learn more

MassCEC Clean Heating and Cooling Program

Additional state incentives administered by the Massachusetts Clean Energy Center for ground-source (geothermal) heat pumps and certain air-source systems. This program complements Mass Save rebates for households installing higher-cost geothermal systems. Check MassCEC directly for current program availability and amounts, as this program has periodically opened and closed to new applications.

Amount: Up to $15,000 for ground-source heat pumps (standard); $25,000 for moderate-income. Verify current availability at masscec.com.

Learn more

Mass Save HEAT Loan

The HEAT Loan program offers 0% interest financing for eligible energy efficiency and electrification upgrades completed through Mass Save. Available to Massachusetts homeowners and renters who complete a qualifying home energy assessment, the loan covers heat pumps, insulation, heat pump water heaters, and weatherization measures. No interest charged — you repay only what you borrow.

Amount: 0% interest financing up to $25,000; repayment terms vary by lender (typically 5–7 years)

Learn more

Utility Electrical Panel Rebates in Massachusetts

These utility companies in Massachusetts may offer additional rebates for electrical panel installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

National Grid (Massachusetts)

As a Mass Save sponsor, National Grid offers $2,650/ton up to $8,500 for whole-home heat pump installations, $1,125/ton up to $8,500 for mini-splits, 75–100% off insulation and air sealing, heat pump water heater rebates up to $1,500, and no-cost home energy assessments.

Eversource (Massachusetts)

Mass Save sponsor providing $2,650/ton up to $8,500 for qualifying whole-home heat pump systems, $1,125/ton for mini-splits, generous insulation rebates (75–100% off), and access to the income-eligible enhanced program (up to $16,000) throughout eastern Massachusetts and other service areas.

Cape Light Compact

Cape Light Compact is the Mass Save sponsor for Cape Cod and Martha's Vineyard. Customers have access to the same Mass Save rebate amounts ($2,650/ton up to $8,500 for whole-home heat pumps), plus income-qualified community-based offers that can cover 100% of air-source heat pump costs and up to $25,000 for ground-source systems. Oak Bluffs and Tisbury residents receive 100% insulation/air sealing coverage regardless of income.

Unitil (Massachusetts)

Unitil serves customers in Fitchburg and surrounding areas of north-central Massachusetts. As a Mass Save sponsor, Unitil customers qualify for the same heat pump rebates ($2,650/ton up to $8,500 whole-home, $1,125/ton for mini-splits), insulation incentives, HEAT Loan financing, and no-cost home energy assessments available through the statewide program.

Income Eligibility for Electrical Panel Rebates in Massachusetts

Your eligibility for the maximum electrical panel rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Boston-Cambridge-Newton	$82,750	$155,150
Worcester	$69,600	$130,500
Springfield	$54,300	$101,800

Calculate Your Electrical Panel Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

Calculate My Rebate

Frequently Asked Questions

How much can I get for a electrical panel in Massachusetts?

In Massachusetts, you can receive up to varies through the HEAR program for a electrical panel if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in Massachusetts for electrical panel rebates?

The HEAR program status in Massachusetts is currently: Open. You can apply for electrical panel rebates through your state energy office.

Can I combine electrical panel rebates with other incentives in Massachusetts?

Yes. In Massachusetts, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like Mass Save, and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum electrical panel rebate in Massachusetts?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in Massachusetts. For example, in Boston-Cambridge-Newton, 80% AMI for a family of 4 is $82,750. Households between 80-150% AMI receive 50% of costs up to the cap.