Insulation Rebates in Massachusetts (2026)

Find all insulation rebates and incentives available in Massachusetts for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Open HOMES Status (MA)

Open HEAR Status (MA)

2 Utility Programs

HEAR Insulation Rebate in Massachusetts

Status: Open

Income Level	Max Rebate	Cost Coverage
Low income (≤80% AMI)	Up to Varies	100% of project cost
Moderate income (80-150% AMI)	Up to Varies	50% of project cost
Above 150% AMI	Not eligible	N/A

Apply for HEAR Rebate in MA

HOMES Rebate for Insulation in Massachusetts

Status: Open

State allocation: $56 million

The HOMES program provides rebates based on whole-home energy savings. Installing a insulation as part of a broader energy retrofit can qualify for rebates up to $8,000 for low-income households or $4,000 for moderate-income households.

Income Level	Max HOMES Rebate	Requirement
≤80% AMI	Up to $8,000	35%+ energy savings (modeled) or 20%+ (measured)
80-150% AMI	Up to $4,000	35%+ energy savings (modeled) or 20%+ (measured)

HOMES Program in MA

Massachusetts State Programs for Insulation

Mass Save

Massachusetts' flagship energy efficiency program, jointly administered by the state's gas and electric utilities. Offers some of the most generous heat pump rebates in the country, plus no-cost home energy assessments, insulation incentives, and appliance rebates.

Amount: Up to $8,500 for whole-home heat pump systems; up to $1,500 for heat pump water heaters; 75-100% off insulation costs

Learn more

Mass Save Income-Eligible Program

Enhanced version of Mass Save for income-eligible households, providing no-cost weatherization, heating system replacements, and appliance upgrades.

Amount: Free improvements for qualifying households (no-cost insulation, heating system replacement, appliances)

Learn more

MassCEC Clean Heating and Cooling Program

Additional state incentives for ground-source (geothermal) heat pumps and air-source heat pump installations, funded by the Massachusetts Clean Energy Center.

Amount: Up to $15,000 for ground-source heat pumps; varies for air-source

Learn more

Utility Insulation Rebates in Massachusetts

These utility companies in Massachusetts may offer additional rebates for insulation installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

National Grid (Massachusetts)

As a Mass Save sponsor, offers up to $8,500 for whole-home heat pump installations, 75-100% off insulation, and no-cost home energy assessments.

Eversource (Massachusetts)

Mass Save sponsor providing up to $8,500 for heat pump systems, generous insulation rebates, and the income-eligible enhanced program for qualifying households.

Income Eligibility for Insulation Rebates in Massachusetts

Your eligibility for the maximum insulation rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Boston-Cambridge-Newton	$82,750	$155,150
Worcester	$69,600	$130,500
Springfield	$54,300	$101,800

Calculate Your Insulation Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

Calculate My Rebate

Frequently Asked Questions

How much can I get for a insulation in Massachusetts?

In Massachusetts, you can receive up to varies through the HEAR program for a insulation if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in Massachusetts for insulation rebates?

The HEAR program status in Massachusetts is currently: Open. You can apply for insulation rebates through your state energy office.

Can I combine insulation rebates with other incentives in Massachusetts?

Yes. In Massachusetts, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like Mass Save, and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum insulation rebate in Massachusetts?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in Massachusetts. For example, in Boston-Cambridge-Newton, 80% AMI for a family of 4 is $82,750. Households between 80-150% AMI receive 50% of costs up to the cap.