Insulation Rebates in New Jersey (2026)

Find all insulation rebates and incentives available in New Jersey for 2026, including federal HOMES and HEAR programs, state incentives, and utility-specific rebates.

Varies Max HEAR Rebate

Active HOMES Status (NJ)

Active HEAR Status (NJ)

1 Utility Programs

HEAR Insulation Rebate in New Jersey

Status: Active

New Jersey has not yet launched its HEAR program for insulation rebates. Check back for updates as the state finalizes its plan.

HOMES Rebate for Insulation in New Jersey

Status: Active

New Jersey's HOMES program is not yet available. When it launches, a insulation installed as part of a whole-home retrofit could qualify for rebates up to $8,000.

New Jersey State Programs for Insulation

NJ Clean Energy Program

New Jersey's comprehensive energy efficiency and renewable energy incentive program, offering rebates for heat pumps, smart thermostats, and whole-home energy audits — complementing HEAR and HOMES federal rebates.

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New Jersey Weatherization Assistance Program

Free weatherization services for income-eligible NJ households including air sealing, insulation, and heating/cooling system improvements administered by the NJ Department of Community Affairs.

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PSEG Energy Efficiency Programs

PSEG offers rebates and incentives through the NJ Clean Energy Program for heat pumps, insulation, smart thermostats, and home energy audits for customers in its service territory.

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Utility Insulation Rebates in New Jersey

These utility companies in New Jersey may offer additional rebates for insulation installations. Utility rebates can typically be stacked with HEAR and HOMES rebates.

PSEG (Public Service Electric & Gas)

Income Eligibility for Insulation Rebates in New Jersey

Your eligibility for the maximum insulation rebate depends on your household income relative to the Area Median Income (AMI) in your area.

Area	80% AMI (Family of 4)	150% AMI (Family of 4)
Newark (New York-Newark-Jersey City MSA)	$93,920	$176,100
Trenton-Princeton MSA	$80,000	$150,000
Atlantic City-Hammonton MSA	$65,600	$123,000

Calculate Your Insulation Rebate

Use our calculator to estimate your total savings including federal, state, and utility rebates.

Calculate My Rebate

Frequently Asked Questions

How much can I get for a insulation in New Jersey?

In New Jersey, you can receive up to varies through the HEAR program for a insulation if your household income is at or below 80% of Area Median Income (AMI). Moderate-income households (80-150% AMI) can receive 50% of the cost up to the same cap. Additional utility rebates may also be available from local providers.

Is the HEAR program open in New Jersey for insulation rebates?

The HEAR program status in New Jersey is currently: Active. Check back for updates as New Jersey finalizes its HEAR program rollout.

Can I combine insulation rebates with other incentives in New Jersey?

Yes. In New Jersey, you can typically stack HEAR rebates with HOMES whole-home rebates (if you qualify for both), state-specific programs like NJ Clean Energy Program, and utility rebates. The combined incentives generally cannot exceed 100% of the project cost.

What income qualifies for the maximum insulation rebate in New Jersey?

To qualify for the maximum rebate, your household income must be at or below 80% of Area Median Income (AMI) for your area in New Jersey. For example, in Newark (New York-Newark-Jersey City MSA), 80% AMI for a family of 4 is $93,920. Households between 80-150% AMI receive 50% of costs up to the cap.